By Atty. Antonio P. Pekas

I know somebody who is receiving a pension of more than a hundred grand a month. He is making good use of it, not just having a good time. He has a business project which consumes a lot of his time and a considerable part of that amount.
Majority, however, of the retirees I know are always having a good time. Since everyday we are getting nearer to our appointment with St. Peter, before we know it, it would already be time. And God forbid, we just might find our-selves without even a penny to our names.
So here is an option some might find worthy of consideration. Why not follow the footsteps of that friend of mind. Put up a business using your monthly pension. As time goes on, it will be growing or, at least, developing some business good will or slowly becoming valuable.
For the nature of money is such that it keeps being spent. At least, that is how it is for me. After sometime I find out it is gone and yet I have nothing to show for it.
A business takes time to take root and to grow. It might take years or decades before you hit break-even point. Yes, it takes some investment of time, effort and money. The first step though is to get on with it.
Otherwise, you might wake up one day staring at having accomplished nothing in life, yet the salesman of the funeral parlor is already knocking at your door.
Of course, putting up a business, is never as easy as people think. To pull off a successful one, the proper knowledge and experience are required. Lest we forget, the most important are the proper attitude and values.
If you want to be lazy, forget it. Just get employed. There are a lot of employment opportunities even for retirees if you are worth hiring.
But you cannot pass on employment to your kids or grandkids. On the other hand, the best businesses are the ones that got passed on from generation to generation.
In sum, a good number of retirees who never got themselves busy, died early.
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