If you ever went to a bank to borrow money, the first things they will ask are your income and credit history. What you were earning the past three years, for instance, would almost be the same as what you would earn in the next three years. It would be reflective of your ability to pay what you intended to borrow.
Similarly, how you had been treating your creditors would be how you would treat almost any other creditor in the future. If your expertise was how to run away from collectors of your creditors, chances are, you have even become better at it this time around.
There would not be much change even if your candidates these last elections have won. There will not be a miracle. The heavens will not just open up and drop bags of money on your front porch.
The hardships we are experiencing now will not suddenly disappear. The war in Ukraine will not suddenly stop. Some even predict it to last for about a decade. The more pessimist even went further to say that the Third World War has begun. That means us having to bite the dust for decades. It would be our worst nightmare. What we are going through now is just the introduction.
But we can create change that should outlast any dire situation. Looking for it elsewhere, however, is not the way to go. We should look inside. Inside ourselves. How about asking these questions: How can I work more so I can earn more? How can I do the things that I do everyday in a better way or more efficiently?
These can all be summed up in two words, brains and brawn. If we worked more, and we used more of our brain cells to be smarter, we can survive any kind of tsunami that will come our way.
Yet let us not forget one small phrase. Common sense. Without it, anybody would be a hopeless case.**